If you have fallen behind on payments or are about to, then you already realize there is a problem and are ready to do something about it! Being proactive increases your options. Most people do not start planning until they are already deep in foreclosure and are about to lose their house at the trustee sale.
Do you really want to stay in your home? Your tendency may be to yell “YES!” but really think about the question and all it entails before answering. Does your desire to stay in the property outweigh the years of mortgage payments, taxes, and upkeep? If the answer is yes, our first suggestion would be to call your lender. Explain to them why you are behind in payments and try to work out a new payment plan also known as a “loan modification”. (Know that some lenders aren’t willing to negotiate, but it’s worth a shot.)
If staying in the home is not an option, or you are just ready for a new start, you have a few options. You can list the property with a real estate agent. In time sensitive situations, we would rarely recommend this. Listing a property could take months to sell and an additional 30 days to close escrow. Another option would be to sell it to an investor, like us. This is the fastest way to get cash in hand. Escrow can close in as little as a week and you won’t have to pay any commissions, escrow fees, or open your house to strangers at open houses. You can be stress-free in a few weeks.
That's pretty much it. You really can make it easy to sell your house. The hassles of realtors, showings, open houses, repairs, closing costs, loan approvals, buyer requests, termite fumigation, and the potential for the deal to fall apart - those things don't happen when you sell your house to us.
Wouldn't it be nice to know that you can start retirement after you accept our offer? You will have turned your hard-earned equity into cash, allowing you the freedom to enjoy retirement the right way.